'For most investors, I recommend a low double-digit allocation (10 to 12 per cent) to gold and silver combined.'
Investing is not just about setting aside money -- it's about making it work for you, says Ramalingam Kalirajan.
At gross level, MFs mobilised Rs 43.67 lakh crore (Rs 43.67 trillion) in August.
Chartered accountant Nitin Kaushik's message to India's young workforce is clear: spend smart, save smarter and let money serve your goals.
Measured by returns in 2013, the top 10 funds had only three from large houses; nimble strategy could be a factor.
Only a limited set of investors should invest directly in corporate bonds.
Capital markets regulator Sebi on Monday cleared a proposal to introduce a new asset class for high-risk profile investors to bridge the gap between mutual funds and portfolio management services in terms of flexibility in asset construction. The minimum amount of Rs 10 lakh can be invested for the new asset class per investor across all investment strategies of the new product in a particular AMC.
Start your journey to financial freedom today. Ask your questions and let our experts show you the way to a secure and prosperous future.
Most think tax-saving deductions exist only in the old regime. But the New one quietly retains 40+ ways to ease your tax load
In the Indian stock market, investors are interested in the actions of both domestic and foreign institutional investors (FIIs and DIIs). These groups have wealth as well as expertise in research, which makes them powerful participants in the Indian stock market. Their buy and sell positions have a large effect on stock prices and market sentiment due to the large volume.
The 100 per cent withdrawal provision and the 25 per cent minimum balance provision have led to some confusion.
India's BFSI sector is set for robust growth, with hiring projected to rise 8.7 per cent in 2025-26 and touch 10 per cent by 2030, creating nearly 2.5 lakh permanent jobs, a report said on Thursday. This growth in the Banking, Financial Services, and Insurance (BFSI) sector is being driven by rising demand in tier II and III cities, marking a clear shift from metro-centric recruitment.
ICICI Bank, HDFC Bank, Infosys, SBI and L&T among fund managers' preferred bets.
With the interest rate cut cycle nearing its end, several debt fund managers are shifting their focus towards interest income rather than betting on duration in anticipation of capital gains.
Dwaipayan Bose explains what momentum investing is, how it works, why it generates higher returns and has higher wealth creation potential.
Only investors with a higher risk appetite should enter these funds.
Inflows into equity mutual fund (MF) schemes declined for a fourth consecutive month in April, even as systematic investment plan (SIP) inflows reached a record high of about Rs 26,632 crore.
After a short-term blip, mutual funds (MFs) are back to adding new systematic investment plan (SIP) investors at a record high pace, which was seen during the financial year 2021-22 (FY22). During the first six months (H1) of this financial year (FY24), MFs have added a net 77 million SIP accounts compared to 56 million during the same period of FY23. The net additions this year are a tad higher than the 76.5 million additions in H1 of FY22.
'Defence, capital goods, engineering, capital market-related stocks, autos, and cement sectors are my bullish bets for Samvat 2082.'
Inflows into sector and thematic (S&T) funds fell sharply from around 5,711.6 crore in February 2025 to about 170.1 crore in March 2025 - a decline of 97 per cent. With many such funds underperforming, investors need to assess whether to remain invested or exit.
Buying mutual funds online makes it possible for you (or rather forces you) to have control over your investments, which, frankly, is the only way to ensure that your money is working for you. Here is a ready reckoner on becoming a savvy mutual fund investor online.
Equity mutual funds witnessed a remarkable surge in inflows to nearly Rs 4 lakh crore in 2024, more than double the amount recorded in the preceding year, reflecting strong investor confidence and a continued shift towards long-term investing, particularly through Systematic Investment Plans (SIPs).
Every 1 per cent per annum of investment costs is a matter of life or death, points out Avinash Luthria.
'A 20 per cent equity allocation to ESG funds is a good start.' 'As more evidence on ESG performance builds, investors may increase allocations.'
Real wealth isn't built on random bets; it's built on disciplined, guided portfolio strategies that can withstand market ups and downs, says Ramalingam Kalirajan.
'Those trying to use these funds for quick gains should avoid them due to risk of being late to the party.'
'Increasingly, they treat gold as a financial asset in their portfolio rather than just as jewellery.'
Picking up the right investment instrument for your child's financial future can be daunting as there are too many products offering 'best/guaranteed returns. There is enough number of funds in the market which are designed specifically for this purpose. Read on to know more.
Reels often induce the FOMO-'Act now!' mentality. But sound investing is about consistency, diversification and a long-term horizon.
Ask rediffGURU and PF and MF expert Janak Patel your mutual fund and personal finance-related questions.
Promoters' ownership in private listed companies declined to an eight-year low of 40.58 per cent as of June 30, 2025, following a net share sale worth Rs 54,732 crore during the quarter, according to data from primeinfobase.com, an initiative of PRIME Database Group.
rediffGURU Jinal Mehta answers readers' financial planning and health insurance queries
'Investors should not go for lump-sum investments in infrastructure funds at this point.' 'The SIP route is the best to avoid any major disappointment.'
HDFC MF has had a history of stock options and gave additional ESOPs to key staff a few months ago
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
Returns of liquid funds are meant only for the short term and don't help investors create wealth over the long term, as equity funds do.
Ask rediffGURU and PF expert Nitin Narkhede your mutual fund and personal finance-related questions.
How do you pick a mutual fund scheme that suits your needs?
As the rally in precious metals takes centre stage in 2025, most analysts recommend a larger allocation to gold over silver despite the latter's outperformance this year. In the current calendar year (CY25), spot gold prices in dollar terms rallied
Investors with a long-term horizon and high-risk appetite seeking capital appreciation can consider investing in ELSS.
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